here's my story.

How Bad Was It?

9 major credit cards with over $150,000 in unsecured debt
6 gas company cards each with balances due
2 department stores with over $2,000 due
I owed back taxes to the IRS because of non-payment and late fees
I owed money to Business Vendors and Parts Suppliers
Because of my lack of income, I couldn’t pay the bills and I couldn’t refinance my house even though I had 50% equity in it.
I had everyday expenses for food, shelter, utilities, etc. for a family of nine.
Business sales had dropped by 75%

My business was failing, the money was getting tighter and the bills were getting harder to pay.

The Stress of Debt was affecting me as a person

I had trouble thinking clearly
I had trouble speaking
I had trouble sleeping
I didn’t want to face people
I didn’t want to get out of bed to go to work
I didn’t want to go home and deal with phone calls
What a terrible cycle day after day after day.

I didn’t want to file bankruptcy, but I did have to consider it. As time went on I didn’t have to file. I was able to negotiate with every card company, sometimes pennies on the dollar.

This book will give you hope and ideas of how and when to talk to credit card companies.

DON’T START NEGOTIATING WITHOUT THIS BOOK!

From debt to freedom. Listen to Brian's Story on the French Press Podcast.

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Questions That I Had

What will happen next if I don’t pay the credit card bills?
What arrangements should I make or what should I not do?
Who can I turn to? Who can I trust?
Will the credit card companies work with me or do I need to file bankruptcy?
Even if I could make arrangements, where would I get the money?
Will I be taken to court? If so, what do I need to do?

THIS BOOK ANSWERS THESE QUESTIONS AND MORE! THIS BOOK IS LESS THAN ONE VISIT TO THE LAWYER AND CAN SAVE YOU MONEY.

There is HOPE in the midst of the struggle. Find out how that hope can change your life.

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