Get the Debt Forgiveness Book

Hi, I’m Brian Lacher.

I wrote this book to help people get out of the awful financial situation I was in.

My story is documented in this book including a plan on negotiating with creditors to pay off your debt.

My hope is that I can help you get out of debt faster and avoid bankruptcy.

The Debt Forgiveness Book by Brian Lacher

My Story

It Was Really Bad

Here are the nuts and bolts of the situation I faced.

  • Over $150K in Credit Card Debt

    I had 9 major credit cards with over $150,000 in unsecured debt.

  • Couldn't Pay Bills or Refinance Home

    Because of my lack of income, I couldn't pay the bills or refinance my house even though I had 50% equity in it.

  • Everyday Expenses for a Family of 9

    I had everyday expenses for food, shelter, utillities, etc for a large family.

  • Business Sales Dropped by 75%

    The slowdown in the economy impacted sales.

  • Owed Back Taxes to the IRS

    Because of non-payment and late fees, I owed back taxes to the IRS.

  • 6 Gas Cards, Each with a Balance Due

    In order to save money on gas, I started using gas cards but couldn't pay them off.

  • 2 Department Stores with Over $2k Due

    Buying items on credit was a bad idea that caught up with me.

  • Owed Money to Business Vendors & Parts Suppliers

    I couldn't pay my business vendors and suppliers.

It affected my every moment in ways I clearly remember 10 years later.

  • I Had Trouble Thinking Clearly

  • I Had Trouble Speaking

  • I Had Trouble Sleeping

  • I Didn't Want to Face People

  • I Didn't Want to Get Out of Bed or Go to Work

  • I Didn't Want to Go Home & Deal with Phone Calls

  • It Was a Terrible Cycle Day After Day After Day

I didn't want to file bankruptcy, but I did have to consider it. As time went on I didn't have to file. I was able to negotiate with every card company, many times pennies on the dollar.

How This Book Has Helped Others

Don't take my word for it. Read the reviews of people who have bought the book and experienced the benefits of thoughtful negotitation.

  • Dominic

    So helpful!

    This book was so helpful! Full of great information, and we have since been able to get debt free!

    Dominic's Picture of Book

  • MG

    Good information!

    I bought this book for my daughter. She was able to use it to make a plan on how to deal with her debt. It includes good solid information about dealing with creditors.

  • Rodney L

    Would have saved $5K

    This book would have saved me over $5,000 if I had it earlier.

  • Cici

    Quite easy to follow

    This book really helped out some friends of mine that were facing bankruptcy. They followed the advice in here, and were able to pay it off for less than they thought.

Buy Now

You can learn how to negotiate with creditors too!

Brian Lacher Holding The Debt Forgiveness Book

You Can Experience Financial Relief Too

My motivation for writing this book is to give people hope and practical advice for getting out of debt faster and easier.

  • The steps I took are documented in this book for you to follow.
  • Over $150,000 in credit card debt
  • 5-Star reviews on Amazon

Here's The Path to Debt Forgivness

It may sound to good to be true. It may sound to easy. It wasn't this easy for me, I had to figure this out on my own. Read the reviews of others to get an honest opinion.

  1. Buy the Book

    Order the book or audio book and start reading day 1. The audio book includes the same appendix in the paper book.

  2. Follow the Steps

    Follow the steps in the book and begin your progress towards getting out of debt.

  3. Live Debt Free

    It may take months or even years to experience debt forgiveness but in most cases it happens faster than expected.

What You'll Get from the Book

Here are the benfits you can expect after reading The Debt Forgiveness Book.